Dental insurance coverage can be expensive, and even if you don’t use it, your insurance company still keeps all of your premiums.  That’s why your insurance company won’t tell you about dental discount plans.  Here’s why they’re a valuable dental solution:
A Small Annual Fee for Access to Substantial Discounts
Dental discount plans are affordable, and they still offer great protection.  You simply pay an annual fee and you have access to discounts for all of the dentists your dental plan company has pre-negotiated discounts with.  Often time the annual cost of a dental discount plan is no more than the equivalent of two months premiums for a dental insurance plan.  They are very cost effective.
The best secret of all is that you get to keep all of the money you would have spent on a dental insurance plan, and not the insurance company, if your teeth remain healthy throughout the year.
Easy to Use
On top of being affordable and valuable, these plans are easy to use.  You simply sign up, choose a dentist on Dentist Job Description Sample the network, show your card at your appointment, and pay the discounted rate for the service(s) you have done.
Another secret with dental discount plans is there are no claim forms, paperwork, or waiting for insurance companies to approve charges Sedative Mouth Rinses from your dentist.  The discounts are negotiated in advance so you don’t have to worry about anything on the back end.
Dental discount plans are an excellent money-saving alternative to dental insurance.  It’s a middle ground between having a fully insured, expensive dental plan, and taking on all of the risk yourself by self-insuring.